TERMS AND CONDITIONS
Last updated: 24 April 2026
1. Introduction
Welcome to stefanocicchini.systeme.io (the “Website”), owned and operated by Stema Group LLC, a limited liability company organized under the laws of the State of Wyoming, USA (“Company”, “we”, “us”, or “our”).
These Terms and Conditions (the “Terms”) govern your access to and use of the Website and any products, services, content, or resources we make available through it (collectively, the “Services”), whether you access them from the United States or any other country.
By accessing or using the Website or Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must not use the Website or Services.
2. Company information
Company name: Stema Group LLC
Legal form: Limited Liability Company (LLC), single member
State of formation: Wyoming, USA
Business address: 30 N Gould St Ste R, Sheridan, WY 82801, USA
Contact email: marketing@stefanocicchini.com
We operate from the United States and sell our Services worldwide, subject to applicable local laws and any restrictions imposed by our payment and service providers.
3. Services
Through the Website we provide information, digital content, training, and tools related to Instagram growth, social media marketing, and other online marketing services (collectively, the “Services”).
Descriptions, pricing, and key features of each Service are provided on the relevant sales pages and/or during checkout.
We may modify, suspend, or discontinue any part of the Services at any time, in our sole discretion, as permitted by applicable law and without prejudice to rights that have already accrued to customers.
4. Eligibility
To use our paid Services, you must:
be at least 18 years of age (or the age of majority in your jurisdiction, if higher); and
have the legal capacity to enter into a binding contract under the laws of your country.
If you use the Services on behalf of a company or other entity, you represent that you are authorized to bind that entity and that it accepts these Terms.
5. Account registration
To access certain Services, you may need to create an account and provide registration information. You agree to:
provide accurate, current, and complete information;
keep your login credentials confidential;
promptly update your information if it changes.
You are responsible for all activities that occur under your account. If you believe your account has been compromised, you must notify us immediately.
6. Orders, pricing, and payments
Prices for our Services are displayed during the order process and may be shown in USD, EUR, or other currencies as specified. Taxes, fees, and currency conversion costs may apply depending on your location and payment method.
Payments are processed by third‑party payment providers such as Stripe, Revolut, or others listed at checkout. We do not store full payment card numbers on our servers.
By placing an order, you:
agree to pay the total amount displayed at checkout, including any applicable taxes and fees; and
authorize us and our payment providers to charge your selected payment method.
You are responsible for providing accurate billing information and promptly updating any changes.
7. Subscriptions, renewals, and cancellations
Some Services may be offered on a subscription basis (for example, monthly or annual plans). If you purchase a subscription, it will automatically renew at the end of each billing period at the then‑current price, unless you cancel before the renewal date as specified at checkout.
You can cancel your subscription at any time through your account (if available) or by contacting us at marketing@stefanocicchini.com. Cancellation will take effect at the end of the current billing period, and you will continue to have access to the Service until that date.
Unless explicitly stated otherwise on the sales page or required by mandatory local law, all fees are non‑refundable.
8. Refunds and returns
Any applicable refund options, guarantees, or trial periods are described on the relevant sales page or during checkout and form part of these Terms.
To the extent permitted by law, we reserve the right to refuse refund requests that we reasonably determine to be abusive or fraudulent.
9. International customers and local consumer rights
We sell to customers worldwide. Some countries, including those in the European Union/EEA and the United Kingdom, provide mandatory consumer rights (for example, withdrawal rights, specific information duties, and dispute resolution mechanisms).
If such mandatory protections apply to you and conflict with these Terms, the mandatory protections of your country of residence will prevail to the extent required by law.
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0. Acceptable use
You agree not to use the Website or Services to:
violate any applicable local, national, or international law or regulation;
infringe the intellectual property, privacy, or other rights of any person;
engage in fraudulent, deceptive, or misleading conduct;
upload or transmit viruses, malware, or other malicious code;
attempt to gain unauthorized access to our systems or those of our service providers.
You are solely responsible for all activities carried out through your account and any content you submit in connection with the Services.
11. Intellectual property
All content on the Website and within the Services, including text, graphics, logos, images, videos, training materials, and software, is owned by or licensed to Stema Group LLC and is protected by United States and international copyright, trademark, and other intellectual property laws.
We grant you a limited, non‑exclusive, non‑transferable, revocable license to access and use the Website and Services for your personal or internal business purposes, subject to these Terms. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content without our prior written consent, except where permitted by applicable mandatory law.
12. Third‑party services and links
The Website may contain links to third‑party websites, services, or resources that are not owned or controlled by us.
We are not responsible for the content, terms, or privacy practices of any third‑party sites or services. Your use of such sites or services is at your own risk, and you should review their terms and privacy policies separately.
13. Compliance with US consumer law
For customers in the United States, we aim to comply with applicable federal and state consumer protection laws, including laws that prohibit unfair or deceptive acts or practices in commerce.
You agree that you will not use the Services in any way that would cause us to violate applicable US consumer or advertising laws.
14. Disclaimer of warranties
To the maximum extent permitted by applicable law, the Website and Services are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non‑infringement.
We do not warrant that the Website or Services will be uninterrupted, error‑free, secure, or free of harmful components, or that any results obtained through the Services will be accurate or reliable.
Some jurisdictions do not allow the exclusion of certain warranties; where this is the case, the exclusions shall apply only to the extent permitted by the laws of your country.
15. Limitation of liability
To the maximum extent permitted by applicable law, Stema Group LLC and its members, managers, employees, and agents shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising out of or in connection with your use of the Website or Services.
Where permitted by law, our total liability for any claim arising out of or relating to the Website or Services will not exceed the total amount you paid to us for the Service giving rise to the claim during the twelve (12) months preceding the event.
Some jurisdictions do not allow limitations of liability for certain damages; in that case, the above limitation shall apply only to the extent permitted by the laws of your country.
16. Indemnification
You agree to indemnify, defend, and hold harmless Stema Group LLC and its members, managers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with:
your access to or use of the Website or Services;
your violation of these Terms; or
your violation of any rights of another person or entity.
17. Governing law and dispute resolution
These Terms and any dispute arising out of or relating to them, the Website, or the Services are governed by the laws of the State of Wyoming and the federal laws of the United States, without regard to conflict‑of‑laws principles.
If you are a consumer residing in a country whose laws give you mandatory rights regarding jurisdiction, you may be entitled to bring claims in the courts of your place of residence, as required by applicable law.
18. Changes to these Terms
We may update these Terms from time to time to reflect changes in our business, Services, or legal requirements. When we do, we will revise the “Last updated” date at the top of this page.
Your continued use of the Website or Services after any changes become effective constitutes your acceptance of the revised Terms.
19. Contact
If you have any questions about these Terms, you can contact us at:
Email: marketing@stefanocicchini.com
Mailing address: 30 N Gould St Ste R, Sheridan, WY 82801, USA